Disclosures

At PawnHero, we hold the values of transparency, accountability, and regulatory compliance in the highest regard. We are dedicated to ensuring the utmost trust and confidence in our financial operations.

Guided by with the intention of fair presentation, PawnHero diligently designs and implements internal controls, applying appropriate pawning and accounting policies.

The financial statements are reviewed and approved by the Board of Directors before being distributed to stockholders. The company's financial accounts are examined by appointed auditors in compliance with local standards regulated by the Bangko Sentral ng Pilipinas.

The latest financial statements and regulations may be downloaded below:

Audited Financial Statements

BSP Regulations

PawnHero Pawnshop offers different interest packages depending on the item category used as collateral for a loan. Charges applied: Interest of 3.5% for gold and jewelry, 4.99% for other types of items or ₱ 500.00 whichever is higher and 20% for Apple devices upon redemption;
Service charge of 1% of principal loan but shall not exceed ₱ 5.00; Documentary stamp tax of ₱ 40.00 for loan amount up to ₱ 5,000.00, additional ₱ 20.00 on each ₱ 5,000.00 or fractional part in excess of ₱ 5,000.00. Please see sample computation here.

PawnHero Pawnshop Philippines, Inc. is regulated by the Bangko Sentral ng Pilipinas with contact number (02) 8708-7807 and email address consumeraffairs@bsp.gov.ph.

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